The wealth platform your regulator, brand, and book can all live with.
Custom, multi-tenant wealth management platforms for Indian banks, brokerages, NBFCs, AMCs, and large advisory firms. White-label by design, SEBI and RBI compliance built into the architecture, and a build team that stays on after launch.
PHFL Home FinancePaygroIndependentThe modules that make up an enterprise wealth platform.
Every engagement is custom, but the foundation is consistent. These are the four areas that ship across most enterprise wealth platforms across banks, brokerages, NBFCs, and large advisors.
Multi-tenant white-label core
Tenant isolation per brand or business unit, configurable workflows per segment, and a brand layer that lets HNI, mass-affluent, or RM-led products run on the same platform without forking the codebase.
Investor & customer experience
Branded onboarding with paperless KYC, goal-based investing, multi-asset portfolios across mutual funds, equities, bonds, and alternatives, plus a self-service portal that takes load off your service desk.
Advisor & RM workbench
Relationship managers get a single book-of-business view: client portfolios across products, AUM and revenue per relationship, suitability and risk scoring, proposal generation, and a task queue tied to client lifecycle events.
Risk, compliance & reporting
Audit trail on every action, suitability and AML hooks, regulatory reporting for SEBI, RBI, FATCA, and CRS, concurrent-audit access for examiners, and an architecture friendly to ISO 27001 and SOC 2 review.
Questions enterprise procurement actually asks.
Answered up front so InfoSec, compliance, and the business owner can read the same page before scheduling a call.
Can it be white-labelled in our brand and domain?
Yes. White-label is the most common ask from banks and brokerages. Your brand, your domain, your customer contract. Tenant theming, content, and feature flags are first-class.
Where does the platform run, and who controls the data?
Cloud-agnostic. AWS, Azure, GCP, or your private cloud. Most institutions prefer an India region with a DR site. You control the cloud account and the encryption keys. We follow your IT and InfoSec policy.
Will it pass our security and audit review?
Architecture is built for review. Full audit trails, role-based access with segregation of duties, in-transit and at-rest encryption with KMS, and reporting hooks for SEBI, RBI, FATCA, and CRS. ISO 27001 and SOC 2 friendly.
How do you launch without disrupting an existing book?
Phased rollout. Start with one segment or one tenant, run parallel against the legacy stack, validate reconciliations, then cut over. Full data migration and parallel-run windows are part of every engagement.
What about multi-AMC governance and entitlements?
Tenant-level scheme universe, AMC-specific commission grids, RM hierarchies and authorization matrices, and a clear separation between configuration the business owns and code the engineering team owns.
What does support look like after launch?
An SLA-backed support and enhancements team continues with you for 24 to 36 months. Direct access to the engineers who built it, defined response and resolution times by severity, and a roadmap reviewed quarterly with your team.
The collaboration, technical expertise, and dedication shown throughout the project were commendable. Mindstack delivered a product that aligned with our vision.
Audit, security, and regulatory plumbing as first-class concerns.
Each pillar below is designed in from the foundation, not bolted on. The platform is built so that an InfoSec walkthrough, a SEBI inspection, and a SOC 2 audit all read the same story.
Auditability
- Full audit trail on every action
- Role-based access with segregation of duties
- Concurrent-audit access for examiners
Data & encryption
- India data residency
- Cross-region disaster recovery
- KMS-backed in-transit and at-rest encryption
Regulatory reporting
- SEBI and RBI mandated reports
- FATCA and CRS hooks
- Investor- and product-level disclosures
Industry standards
- ISO 27001 ready
- SOC 2 friendly architecture
- DPDP-aware data handling
A few of the platforms we’ve shipped.
Findola Capital1L+ Downloads · Live
Self-serve mutual fund app with two recommendation tracks
DIY mutual fund investing for first-time Indian investors, with a toggle between risk-profile-driven picks and Findola's own research-led portfolios. Live on iOS and Android.
Discovery to launch in four steps.
Working software every two weeks, fixed-fee proposals, an architecture review at every milestone, and a long-term support retainer once you’re live.
Discovery
Workflow, regulatory posture, and integration map. Output is a clear, costed scope and a phasing plan.
Proposal
Fixed-fee, milestone-billed, with a phased timeline. Compliance and InfoSec checkpoints built into each milestone.
Sprint build
Working software every two weeks. Direct access to the engineers writing it, with an architecture review with your CTO at every milestone.
Rollout & support
Phased rollout with parallel-run validation, then a 24 to 36 month SLA-backed retainer. Direct line to the build team, not a ticket queue.
Tools and writing for wealth platform teams.
The same questions, answered in long form. Useful before you talk to anyone, including us.
Building wealthtech in India
Architecture, integrations, regulatory plumbing, and the build-vs-buy calls every wealth platform faces.
Read →
MFD software landscape, an honest take
Wealthelite, AssetPlus, Wealthy, iFAST, and where a custom enterprise build outperforms vendor SaaS.
Read →
Distributor commission, in detail
Upfront, trail, B30, GST and TDS, clawback windows. Useful when modeling a wealth platform's revenue plumbing.
Read →Frequently asked questions.
Outline the platform. We’ll respond within one business day.
A short note on the segment you serve, the regulatory posture you operate under, and your rough timeline is enough to get started. If the engagement is a fit, we say so. If it’s not, we tell you and point you somewhere better.