Investing for people new to it. On every device they use.
Neosurge is a mutual fund and digital gold platform for first-time investors, with curated strategies from the Neosurge research team for customers who would rather not pick funds themselves. Same backend, three clients: web, tablet, and phone.
- Client
- Neosurge
- Industry
- WealthTech
- Engagement
- Custom platform · Web & Mobile
- Stack
- Flutter · Java · Web app
- Status
- Shipped and handed over
Most people won’t pick mutual funds themselves. Build a system that does the picking for them.
Neosurge wanted to bring mutual funds and digital gold to first-time Indian investors. The honest reality of that audience is that most of them are not going to read fund fact sheets, compare expense ratios, or build their own portfolios. They want someone to suggest a sensible strategy and stay out of the way.
The build had to support both ends. A guided assisted-services mode powered by the Neosurge research team for first timers, and a full DIY mode for customers who wanted to pick their own funds, set up SIPs and SWPs, and track everything in detail. All of it on web and mobile, sharing the same backend.
Three things that made this non-trivial.
One backend, three clients, no compromise
Web, tablet, and phone are not the same product. The web layout shows seven funds in a list. The phone shows one. The tablet sits somewhere in between. We designed the API surface so each client could ask for what it needed without us having to fork the backend or build three different services. The data layer stayed clean. The clients stayed lean.
A strategy engine the research team could trust
The assisted-services mode takes a customer’s target amount, time horizon, and risk profile and suggests a portfolio. The Neosurge research team defined the model. We built the engine that runs it, plus the back-office tools the team uses to update weights, ratios, and fund recommendations without needing a developer.
Every transaction type, on every rail
Lump sum buy, SIP, SWP, STP, switch in and out for mutual funds via BSE Star MF. Lump sum and SIP for digital gold via Augmont. Each transaction type has its own status callbacks, retry logic, and edge cases. We covered all of them so the customer experience felt consistent regardless of what they were buying.
Six modules. Web and mobile in lockstep.
Web app
Mutual funds, digital gold, and portfolio views, optimised for desk-bound investors who want detail and density.
Mobile apps
Flutter app on iOS and Android with the same investment capabilities, tuned for one-handed use.
Assisted services engine
Goal capture, strategy generation from research-team models, and a guided checkout for first-time investors.
SIP, SWP, STP and switch
Every BSE Star MF transaction type with proper status tracking, edit flows, and a transaction history that reads as a timeline.
Digital gold
Augmont integration with live buy and sell rates, lump sum and SIP modes, and a dedicated gold dashboard.
Onboarding, e-KYC and risk profiling
Account creation, paperless verification, and the risk questionnaire the strategy engine uses downstream.
- Java
- Spring Boot
- Microservices
- PostgreSQL
- Flutter
- Dart
- BLoC pattern
- Web app
- AWS
- Augmont API
- Value Research API
- BSE Star MF
Built end to end, then handed over clean.
Neosurge went from a research-team idea to a working three-client product spanning web, tablet, and mobile. We shipped the assisted-services engine and the DIY surface, covered every BSE transaction type and Augmont gold, and handed the codebase over to the Neosurge team.
Building a multi-platform wealth product?
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Web app, mobile app, advisor portal, research-driven strategies. If you need a single backend that serves multiple clients without three teams stepping on each other, we have done it before.
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