Free tool for Indian MFDs
Mutual Fund Distributor Commission Calculator
Estimate year-wise trail commission earnings on SIP, lump sum, or existing AUM. Built for working MFDs and agents in India.
Monthly SIP amount. This calculator simulates month-by-month growth.
1 to 30 years
Used only for projection
Disclaimer: This is an estimate. Actual ongoing commission can vary by AMC, scheme rules, TER changes and clawbacks. For the full structure breakdown including B30 incentives, GST, TDS and settlement timelines, read our guide to mutual fund distributor commission in India.
Trail Commission Rates (Ongoing)
Ongoing commission paid on AUM. Some payout structures use different rates for Year 1, Year 2, Year 3 and Year 4 onwards. See typical category-wise commission ranges before adjusting these defaults.
Total trail across all years₹1,27,688
Last year (per year)₹27,983
Last year (per month avg)₹2,332
You could earn ₹1,27,688 in trail commissions over 10 years.
Want a distributor platform that tracks AUM and calculates this from real data?
Year-wise Trail Commission Schedule
Avg AUM = (Start AUM + End AUM) / 2 per year.| Year | Start AUM | Contribution | End AUM | Trail rate | Commission (Year) | Commission (Mo. avg) |
|---|---|---|---|---|---|---|
| 1 | ₹0 | ₹2,40,000 | ₹2,52,811 | 0.75% | ₹948 | ₹79 |
| 2 | ₹2,52,811 | ₹2,40,000 | ₹5,30,903 | 0.75% | ₹2,939 | ₹245 |
| 3 | ₹5,30,903 | ₹2,40,000 | ₹8,36,804 | 0.75% | ₹5,129 | ₹427 |
| 4 | ₹8,36,804 | ₹2,40,000 | ₹11,73,295 | 0.75% | ₹7,538 | ₹628 |
| 5 | ₹11,73,295 | ₹2,40,000 | ₹15,43,435 | 0.75% | ₹10,188 | ₹849 |
| 6 | ₹15,43,435 | ₹2,40,000 | ₹19,50,589 | 0.75% | ₹13,103 | ₹1,092 |
| 7 | ₹19,50,589 | ₹2,40,000 | ₹23,98,459 | 0.75% | ₹16,309 | ₹1,359 |
| 8 | ₹23,98,459 | ₹2,40,000 | ₹28,91,115 | 0.75% | ₹19,836 | ₹1,653 |
| 9 | ₹28,91,115 | ₹2,40,000 | ₹34,33,038 | 0.75% | ₹23,716 | ₹1,976 |
| 10 | ₹34,33,038 | ₹2,40,000 | ₹40,29,152 | 0.75% | ₹27,983 | ₹2,332 |
Note: This is for planning and education. Exact payouts may differ by AMC and scheme.
Want this tracked from real data, not estimates?
We build custom mutual fund distributor platforms that track real AUM, holdings, and AMC payouts. Estimates become reality with proper integrations.
See MFD SoftwareTalk to usFrequently asked questions
It is the ongoing commission a distributor or agent earns as long as the investor stays invested. Usually a percentage of AUM, paid monthly or quarterly by the AMC.
Some payout structures use different rates in Year 1, Year 2, Year 3, and Year 4 onwards. The defaults in this calculator reflect a typical equity scheme. Adjust for your AMC mix.
No. This is an estimate for planning. Actual payouts vary by AMC, scheme rules, TER changes, and clawbacks. Read our explainer on clawback triggers and how they affect payouts to understand why projections and actual credits often differ. For exact tracking against real AMC payouts, you would want a proper distributor platform.
Yes. SEBI and AMFI use the formal term distributor, but agent and MFD are used interchangeably in everyday conversation. Same role, same earnings, same registration process.
From Mindstack
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